Crash Test ratings and what they mean to you.
Before I purchased my automobile someone suggested to me to that I check online for the crash test ratings of some vehicles so I did. I have to say the information was eye opening. What I found was some differences between the two (IIHS and NHTSA) but not much. As a result of my checking I found the prefect vehicle and was surprised to find that my insurance cost was a little cheaper because of the vehicle I had chosen. What it all comes down to is if your vehicle is installed with different safety features whether you install them later or they come from the manufacturer it can reduce your insurance cost by about 15%.
It might not sound like a lot of savings, but over the cost of ownership it will keep money in your pocket. The IIHS and NHTSA provided me with great helpful information and now I’ll pass my suggestion on to you, by all means do your homework. Go online to their sites I think you’ll be pleasantly surprised from the information about the different vehicles listed and the many safety features some of the vehicles have and don’t have, which in my opinion will help you choose the right vehicle to purchase and thereby getting yourself a better insurance quote for the coverages you’ll need. I would also state that the differences between them is not much but would suggests that you use IIHS’s ratings because after all they are the auto Insurance rating association even though there is no direct connection to the auto insurance industry meaning they are not lining their pockets or are being influenced by insurance companys’.
Their suggestions or should I say findings help the insurance companies set their rates as well as other factors the insurance company will charge you for having auto insurance with them. In the end, what IIHS and NHTSA are doing to protect you by offering their rating reviews will help in the long run and possibly cut your cost to insure your automobile. So if you are looking to purchase a automobile anytime soon, do yourself a favor and check out their sites.